Non QM Products
meMortgage is proud to introduce our new Non QM Program Series
We have always set out to make a huge impact for our partners so they can grow their business but this time we really outdid ourselves. Our NON-QM line up is truly a work of art and we believe it offers everything needed in the current NON-QM space and then some. Combine that with our state of the art technology and everyone wins. Take a look for yourself, we promise you won’t be disappointed.
Resources
Download a high level flyer highlighting our Non QM products. For more detailed information, download the program-specific flyers.
- No Pricing Adjustments
for cash-out, units, IO, or condo - Gift Funds Allowed
- 3 Credit Tiers 680+, 640-679, & 620-639
- $3,500,000 Max Loan Amount
- $2,000,000 Max Cash Out
- 12 Month Bank Statement – LTVs up to 85
- Full Documentation – LTVs: up to 95 (720 FICO)
DTI: up to 55 - Gift Funds Allowed
- Interest Only available – 40yr I/O
- FICO of Primary Wage Earner Used for Qualifying
- Investment Property and Second Homes (Full doc only)
- $1,500,000 Max Loan Amount
- 75 Max LTV
- Asset Depletion
- Up to 90 Max LTV
- Up to 55 Max Debt Ratio
- Down to 580 Minimum Credit score
- Gift Funds Allowed
- FICO of Primary Wage Earner used to Qualify
- Enhanced Pricing
- 40 yr I/O Available
- 1 yr income doc option
- No Adjustments for cash-out, units, IO, or condo
- 3 Credit Buckets 680+, 640-679, & 620-639
- $2,500,000 Max Loan Amount
- $2,000,000 Max Cash Out
- Submit your complete bank statement set through TPO connect
- Download our How To guide Here