Meet G-PA Gap Platform Advancement A Bridge Loan for First Time Home Buyers, First Time Investors, and Experienced Investors too! First time homebuyers – allowed First Time Investors – allowed First Time Investor -allowed with less than 1.00 DSCR. Living Rent free – allowed Up to 75% LTV Min FICO 620 Multi-family OK Cash out to 65% LTV Foreign National- No credit references required. Short Term Rentals OK NO Min DSCR Options No tradeline requirements View the G-PA matrix